Real estate investing

Build wealth with your VA loan.

Real estate investing is more within reach than most veterans think. The benefit you earned can be a powerful tool for building long-term wealth.

The strategy

Primary residence is the key.

It's a common misconception that VA loans can't be used for investing. A VA loan must be used for a primary residence, and that requirement is also what unlocks its investment potential.

The VA requires you to occupy the home as your primary residence for at least a year. After that, you can rent it out and use it as an income-producing asset.

House hacking

Live in one, rent the rest.

The VA loan lets you buy up to four units, as long as you live in one of them.

2 units

Duplex

Live in one unit and rent out the other to cut your housing cost.

3 units

Triplex

Rent out two units and potentially live for free.

4 units

Fourplex

Rent out three units to maximize income and build equity.

Portfolio building

Turn your home into an investment.

  1. Live for a year

    Occupy the home as your primary residence.

  2. Convert to a rental

    Rent it out and generate income.

  3. Use your VA loan again

    Buy your next primary residence.

  4. Repeat

    Grow your portfolio with careful planning.

Ready when you are

Start building your portfolio.

Let's talk about using your VA loan to build wealth through real estate.